Northern Light Health has partnered with Commerce Bank to offer Health Services Financing (HSF®), a program that allows patients to pay out-of-pocket balances over time with zero annual percentage rate and no credit check required. Commerce Bank has been in the banking industry for more than 150 years and has partnered with 350+ hospitals across the United States. This option is a good choice for those who need more than six months to pay a balance in full and have balances owed between $250 and $50,000.
If the balance owed is greater than $50,000, please consider applying for financial assistance. To get an idea of financing terms, reference the table below showing the dollar ranges and terms Commerce Bank will permit for repayment. A payment estimator is also available on the Commerce Bank website for your convenience.
Health Services Financing (HSF®), by Commerce Bank, offers patients an affordable, logn-term payment option for out-of-pocket costs.