Health Services Financing

Northern Light Health has partnered with Commerce Bank to offer Health Services Financing, or HSF®, a program that allows patients to pay out-of-pocket balances over time with Zero Annual Percentage Rate.
With out-of-pocket costs on the rise, HSF®can help you focus on your health instead of paying for it.
Program Features:
• 0% APR
• No credit check required
• Finance multiple transactions on one open line of credit
• Consolidate charges to a single statement
• Account easily accessible online
• Dedicated customer service
Commerce Bank is a financial partner with more than 150 years in the banking industry. More than 350 hospitals from across the United States have chosen Commerce.
How the Program Works
  • Joining the patient financing program is easy and requires just a few simple steps.
  • Contact your healthcare provider to enroll. Northern Light Mayo Hospital: 207-564-4301, All other Northern Light Health locations: 207-973-5000
  • Commerce Bank will provide you with a line of credit, consolidated into one monthly payment.
  • You can make single monthly payments online, by phone or by mail, or set up recurring payments. 

Click here to apply.