Northern Light Health has partnered with Commerce Bank to offer Health Services Financing, or HSF®, a program that allows patients to pay out-of-pocket balances over time with Zero Annual Percentage Rate.
With out-of-pocket costs on the rise, HSF®can help you focus on your health instead of paying for it.
Program Features:
• 0% APR
• No credit check required
• Finance multiple transactions on one open line of credit
• Consolidate charges to a single statement
• Account easily accessible online
• Dedicated customer service
Commerce Bank is a financial partner with more than 150 years in the banking industry. More than 350 hospitals from across the United States have chosen Commerce.
How the Program Works
  • Joining the patient financing program is easy and requires just a few simple steps.
  • Contact your healthcare provider to enroll. Northern Light Mayo Hospital: 207-564-4301, All other Northern Light Health locations: 207-973-5000
  • Commerce Bank will provide you with a line of credit, consolidated into one monthly payment.
  • You can make single monthly payments online, by phone or by mail, or set up recurring payments. 

Click here to apply.

Still uncertain about your options or have questions about your bill?

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